This newsfeed comes from the Adventures In Education ( www.AIE.org) weekly newsletter.
Why is there such a gap between what human beings actually do,
as opposed to what we know would be best? And how can we get
our actions better aligned with our intentions?
The expense of such a trip might keep many students from
embarking on their dream adventure, while others may overspend
and end up with uncomfortable debt burdens once they're back
on domestic soil. But there are things you can do to avoid
either of these unhappy outcomes.
According to a recent Associated Press story, the league's
rookie symposium now includes a presentation on personal finance
basics, as well as training on long-term financial planning,
and common mistakes to avoid.
History may seem like a dry subject when you're reading it out
of textbooks, but summertime brings lots of opportunities to
make it more lively. If you are taking a summer vacation, do
a bit of research to learn about the history of the place you
are visiting.
We can probably never see the world exactly as others see it,
but there's a big value in the attempt. Trying to step out of
your own perspective, understanding where other people are
coming from, and stepping out of your comfort zone can
expand your understanding.
If you don't pay attention to what you spend and save on a
regular basis, you are likely to find yourself in difficult
situations because you can't meet your basic obligations.
Think about all of the different ways you could make money.
Can you also think of ways to cut down on your expenses?
In last week's AIEmail, we asked you to keep a record of money
that you received (income), and money you spent (expenses)
during the week. Did you receive more than you spent? Or did
you spend more than you received?
Put simply, the word "income" is used to describe the money you
make, and the word "expense" is used to describe what you spend.
Have you ever sat down to compare what you "make" with what
you "spend?"
There are things you can do to help improve your chances
of landing the job you want.
Should you major in something (like social work or education),
which may not pay well, but which you love? Or should you
pursue a career that can allow you to be more financially
comfortable, even if you're not as happy doing it?
Job site experts speculate that the increasingly popular approach to resumes may someday become as common as digital music players.
This is the season of updating resumes, navigating job interviews, and writing personal essays as part of the scholarship application process. One of the characteristics these three activities have in common is this: it matters how you say things.
Before anyone goes out to buy or lease a car, they should consider every reasonable alternative.
Could you use an extra $7 million to cover your college costs?
It's available, but those who are awarded the funds are going
to have to share with other applicants.
To help you get moving on the right track to a winning financial
strategy, this week's issue of AIEmail answers several of the
most common financial questions students ask.
Financial literacy is a hot topic. Studies have shown that the
general public, and specifically high school and college students,
often lack the basic knowledge they need to make high-quality
financial decisions.
Perhaps you are a high school or college student. And perhaps you
like money . . . but I repeat myself. If we think of life as one
big exam, then "How do I get more money?" is a heavily-weighted
item on that exam. The A+ answer? Read on to find out.
How much money you expect to earn after college plays a big
part in how you will manage your money. How much can you
really expect to make right after college graduation?
This online course will help you develop money management
knowledge and skills, so that the decisions you make now will
lead to a bright future.
When you're looking for activities to get involved in, find
ones that interest you. In addition, activities that give you
the chance to take on leadership roles can show the college
admissions counselors at the colleges you're applying to that
you're a top candidate.
While it may seem like you're entitled to have fun while you're young, spending too much money on clothes, cars, trips, and parties can have unpleasant consequences. To help you make smart financial choices from the beginning, Adventures In Education created Money Management 101, an interactive course that will help you develop the knowledge and skills you'll need to achieve your financial goals.
How will you pay for college? Most students rely on a patchwork of loans, grants, and family savings to pay for college. Of course, every student would also love to receive a scholarship to help with expenses, but they often think they don't qualify for any. Don't make this mistake!
Unlike the rumors you may have heard at school about your
"permanent record," your credit history follows you wherever
you go. That's why it's important to pay your bills on time,
make your loan payments, and avoid going deeper into debt
than you can manage.
The College Access and Affordability telethon is designed to
encourage students to attend college and to offer viewers
information and resources on the financial aid process.
During February, TV stations across Texas will broadcast
the program in English and Spanish. Volunteers with knowledge
of higher education and financial aid will be waiting to
answer your questions.
There are lots of ways you can find help with the financial
aid application process. One useful avenue is called College
Goal Sunday. The College Goal Sunday program features free
FAFSA assistance and financial aid information for students
and families.
There's no fool-proof method for identifying scholarship scams,
but some warning signs include guarantees of winning, statements
that anyone who enters is eligible, and high-pressure tactics.
Watch out for the following well-known scams:
It's common for students to have questions about paying for
college. Talk with your family about your college-funding
options early in the process and ask your counselor about
your scholarship eligibility. If not starting college for
several years, search the Web for tuition savings programs
that may help you save for your upcoming expenses.
The good news is that financial aid is available to everyone,
whether in the form of grants, loans, or work-study programs
to help you pay for your college education.
One of the biggest misconceptions about financial aid is that
only students who have excellent grades or who are economically
disadvantaged qualify for financial aid.
You've probably heard it before: read, read, read. These days,
high school students are used to having summer reading lists.
But they're also more and more used to doing everything online,
from watching TV to listening to music to doing homework and
talking to friends.
Don't let thoughts of the coming winter vacation distract you
from important exams. Check out these study tips to help power
you through last days of school before your break.
One of the biggest challenges in beginning your study time can
be getting all necessary materials together and finding a place
where you can concentrate. But if you prepare everything at one
time, your next study sessions will be focused totally on
studying and will be more effective.
Volunteering can open many doors for you. It will help you
develop skills, gain work experience, develop knowledge of
different career settings, create a network for job finding,
discover your hidden strengths and talents, gain self-confidence,
find references, and build a sense of independence.
During this holiday season, it's common for people to take a
moment to consider all the things in life they have to be
thankful for. Doing so helps us remember to be grateful for
the things we have, rather than focusing on what we don't.
If you go to college, you'll probably have to take an entrance
exam. Don't worry though - they're probably not as bad as you think.
While having so much to do can seem overwhelming, it can also
be an opportunity to develop sound time management skills that
will serve you well during college and beyond.
Planning for college is an exciting process. As with any
hopeful future scenario, it can be fun to dream big, to play
with the possibilities for life after high school.
On average, people who go to college earn more than those who don't.
If you don't pay off credit card purchases soon after making them, you'll end up paying more (possibly a lot more) than the original price.
The people who bring you AIEmail have produced a new and
improved Adventures In Education (AIE) Web site. Starting this
month, AIE features a fun, livelier design, simpler navigation,
and even more information on how to build your future plans.
You've probably heard a lot of misinformation about
scholarships. Here are some common myths - and some of the
truths behind those myths.
Here are some more tips for students who are gearing up for admissions
applications.
Here are some tips for students who are gearing up for admissions
applications.
You may be avoiding starting your college applications or research assignments because you don't like writing. However, because effective writing will play a significant role in the admissions process, it is important that you tackle the task head on.
All college applications request the same types of basic information. Here is a quick rundown of what you may be expected to provide as
you begin applying.
When it comes to applying for attendance at a technical school, college, or university, it will help you if you understand the application types before you begin the process.
Looking for a first job can be a very difficult task. Many employers look for experienced workers, but how do you get experience without having a job?
When selecting a college or university, consider our helpful tips.
Exploring your career interests can be a fun process.
Unfortunately, some students don't know exactly where to start.
While you probably know a lot about your favorite type of
music, it can be a rewarding experience to expand your horizons,
discovering artists and types of music that you're not as familiar with.
History may seem like a dry subject when you're reading it out
of textbooks, but summertime brings lots of opportunities to
make it more lively.
The visual arts can provide inspiration for just about anyone.
To increase your understanding of art, take a trip to your local art museum.
Are you taking a family vacation to the beach this year? The
ocean offers a variety of opportunities to learn about science
in a fun way.
Have you ever wondered what other people think, or how they
think? By understanding where other people are coming from and
stepping out of your comfort zone, you can begin to see things
in a different light.
As you gain financial independence, keep in mind that you are
the only person who can keep an eye on your money.
In addition to increasing income, there are many ways you
can probably decrease your expenses. Think creatively, and
your ideas can have a big effect on the money you save.
Calculate your total income and your total
expenses. Did you receive more than you spent? Or did you spend
more than you received?
Put simply, the word "income" is used to describe the money you make, and the word "expense" is used to describe what you spend. Why is understanding these concepts so important?
AIEmail chats with the past president of the
National Student Employment Association (NSEA), an organization
of professionals involved with programs for college students
who work.
Summer has arrived, and while many of you might be dreaming of
a long, leisurely vacation, boredom can quickly set in for
some students.
First impressions: Body language and attitude -
Make sure your body language during a job interview projects
a professional image.
When going to a job fair or interview, it is important to take
a resume with you. This will show the potential employer that
you are serious about the position and have initiative.
Continuing your education past high school is one of the biggest challenges you will face in your life. For many, finding a way to finance the journey is the first, and most difficult, challenge.
While school is almost over for the year, most students still
have final exams to take. What remains to be done now is to review your coursework and brush up
on any items you may have forgotten or are unclear about.
When you read your textbook, take advantage of the organization.
Read the table of contents for your assignment first, then read
the introduction and conclusion.
One of the easiest ways to improve your grades is to follow some
basic steps to determine your teachers' expectations. Follow
these closely, and you'll be well on your way.
Although studying can be a challenge, it must be done if you
want to achieve academic success. Studying improves your grades,
makes attending class more pleasant, and can even help you
make new friends.
Volunteering is a great way to make a difference in your
community and a good way to get a taste of the work environment.
Not only that, but time spent volunteering looks great on a
college application.
Do you know what kind of career you are interested in, or
are you still learning about different fields? With the end of
the school year fast approaching, now is the time to start
searching for a summer job that will give you a taste of the
working world.
When you're looking for activities to get involved in, find
ones that interest you. In addition, activities that give
you the chance to take on leadership roles can show the
college admissions counselors at the colleges you're applying
to that you're a top candidate.
One way to get involved is to volunteer in your community.
But how can you get started? And more importantly, why should
you do it?
Review the activities your school offers, and listen to other students' experiences to find activities that meet your needs. Think about your interests, abilities, and free time. Do you wish you had more computer skills? Are you tired of shooting hoops alone? Are you looking to meet friends or get support? Do you need to increase the appeal of your college application? Don't just limit yourself to the familiar - try something new.
How many of these have you heard? Read the top
excuses that high school students have given for not continuing
their education after high school, as identified by the College
Board (the folks that bring you the SAT).
Where do you picture yourself after high school? There are many
options and opportunities for higher education, and they are
readily available.
Have you ever stopped to wonder who will be your competition for jobs once you enter the job market? If you stop for a moment and think about the world today, the answer can be overwhelming.
Create a budget to try and calculate your college expenses for one calendar year. You can request information on the cost of attendance by writing to the admissions or financial aid office of the college you plan to attend.
There isn't a fool-proof method for identifying scholarship scams, but some warning signs include guarantees of winning, implying that anyone is eligible, and pressure tactics. Watch out for the following well-known scams:
The FAFSA is the Free Application for Federal Student Aid. It's usually the first step in seeking financial aid for your higher education. It's the form you prepare so that schools can determine your need for student financial aid.
Figuring out what college will cost depends on many things
- every case is unique. However, it's possible to begin to
get an idea of what college may cost when your turn comes.
The holidays are here again. As you finish up your exams, we hope you'll take time to take a break and enjoy the holiday season. This can be a great time to relax and recharge for the rest of the academic year.
Volunteering for a cause you believe in provides the
satisfaction of knowing you've done your part to make the world
a better place. Volunteering can open many doors for you.
You've probably heard about the importance of helping others.
Maybe you've even volunteered yourself. But have you thought about
how helping others helps you to improve yourself?
What's the easiest way to learn course content? Read the
recommended text passages, attend class regularly, listen
intently, and take your own notes. In addition, you might find
it helpful to develop a study plan.
You probably approach a new task the same way each time. Over time,
you've developed a pattern of behavior that you
use for learning. This pattern is known as your personal
learning style.
When it comes time for you to take your college entrance exams,
you will most likely need to look at two testing services: The SAT
and the ACT.
One of the biggest challenges in beginning your study time
can be getting all necessary materials together and finding a place
where you can concentrate. But if you prepare everything at one
time, your next study sessions will be focused totally on studying
and will be more effective.
Scholarships are a popular topic of interest for students and
families - who wouldn't be interested in money to help pay
for your education? Unfortunately, this level of interest also
attracts those who are looking to take advantage of you.
When it comes to scholarships, there are several things you
can do to improve your chances.
When you apply for scholarships, you may run into terms that you don't understand. It's helpful to call the organization or business offering the scholarship and ask for assistance. However, in the meantime, here are some general definitions you might find helpful:
You know that you should apply for as many scholarships as you can to help finance your college education, but do you know how to find them? This week, we go over some of the obvious - and not so obvious - ways to find scholarships you may be eligible for.
You've probably heard a lot of misinformation about scholarships. Here are some common myths - and some of the truths behind those myths.
Here are some more tips for students who are gearing up for admissions applications.
You may be avoiding starting your college applications or research assignments because you don't like writing. However, because effective writing will play a significant role in the admissions process, it is important that you tackle the task head on.
You may be avoiding starting your college applications or research assignments because you don't like writing. However, because effective writing will play a significant role in the admissions process, it is important that you tackle the task head on.
All college applications request the same types of basic information. Here is a quick rundown of what you may be expected to provide as you begin applying.
When it comes to applying for attendance at a technical school,
college, or university, there are different types of admissions
processes you may encounter. Some schools offer more than one
application method, others may only offer one.
Looking for a first job can be a very difficult task. Many employers look for experienced workers, but how do you get experience without having a job?
When selecting a college or university, consider these things: Does the school offer a quality education? What are the admission requirements, and can you meet them? How much does it cost to get an education at that particular college? Where is the school located? How big is the school?
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